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JasonOfOz

Company Insurance - Making a Claim

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Hi Everyone,

 

It's that time of the year again and we need to renew our insurance policies.

 

Traditionally we have used firms like SISS / Suttons / Camberford Law and all have been great.

 

Of course we have never made a claim on any of our policies.

 

Has anyone made a claim on their insurance and if so, how was that process?

 

It's something I've never thought of before but it made me think that even if a premium costs £1k more than the next one, it may be worth the extra expense, if it means there's a higher chance of completing the claim - particularly if it's a big one.

 

If you have any experiences to share, it would be great to get your thoughts.

 

 

ps. also feel free to share any broker recommendations not already mentioned :)

 

 

 

 

 

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We nearly had to make a claim when one of our engineers dented four corners of a brand new industrial unit with his ladder whilst fitting cameras. Makes my piss boil thinking about it  

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Surely most of the force off a ladder against a wall is downwards, even with a 'heavyweight' engineer on them.

Unless of course the ladder was at a silly angle.

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43 minutes ago, JasonOfOz said:

Heavy ladder..or heavy engineer!



Out of interest, what did you do?

Gave him a warning

 

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1 hour ago, JasonOfOz said:

Has anyone made a claim on their insurance and if so, how was that process?

 

Never buy motor insurance from Aviva

 

Did a small claim with SISS, I did all the running for them


busy twisting coloured wires & hanging off ladders....

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1 hour ago, PeterJames said:

Gave him a warning

 

 

No i meant that if you didn't claim on the insurance did you just pay it out? Or manage to fix the damage?

49 minutes ago, MrHappy said:

 

Never buy motor insurance from Aviva

 

Did a small claim with SISS, I did all the running for them

 

Thanks for the tip re Aviva.

 

So has your experience with SISS stopped you from using them again?

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20 minutes ago, JasonOfOz said:

So has your experience with SISS stopped you from using them again?

 

no, renewed with no increase in policy

 

I got the feeling Aviva where trying to void the policy

Edited by MrHappy

busy twisting coloured wires & hanging off ladders....

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1 hour ago, JasonOfOz said:

 

No i meant that if you didn't claim on the insurance did you just pay it out? Or manage to fix the damage?

 

 

Yeah I know what you meant, lets just say I didnt make a claim but it probably would have been better if i had 

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Insurance companies are like banks, all good when you are giving them your cash, but under the skin they are all parasitic bastards.

  • Upvote 1

Nothing is foolproof to a sufficiently talented fool.


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7 hours ago, norman said:

Insurance companies are like banks, all good when you are giving them your cash, but under the skin they are all parasitic ********.

 

I couldn't have put it better myself, I have had 5 people drive into the back of a car/van I was driving and 1 when i was not in the van in 10 years, I am now classed as a higher risk and am being bent over for it, I cannot help it if 4 women 1 male drunk driver and 1 male cannot not drive.

Now after the last one I am fighting to get my loss of overtime as i have only been doing basic hours to give me chance for my neck to recover but seeing it's still playing up abit is going to take the full year the physio said it would,

 

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Never go with the RAC for van insurance. Had someone crash into the back of me F.....G the van up. Spent 6HOURS on the phone through the day trying to process the accident, being passed from different company / department only to be told by the people who sort out the repair and replacement vehicle that they wont do anything until they have fully investigated the claim. Wasn't even my fault!

The guy who crashed in to me was with LV, so took up their offer of sorting it all out. 30 min later all sorted.

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Lots, if not all at fault companies will jump in as quick as they can, this is to control the cost.


Nothing is foolproof to a sufficiently talented fool.


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aviva, they're a set of pricks.

 

However they did have to pay out 30k+ 


busy twisting coloured wires & hanging off ladders....

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Coversure are specialists in security insurance, well worth checking out for future policy renewals.

 

They've published a blog on security insurance that is well worth a read

 

Edited by sixwheeledbeast
Welcome to the forum please have a look at our guidelines before posting. Thanks.

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